How do clients get billed?

It depends on the nature of the relationship. We charge ongoing fees for advisory clients; these are called Asset Under Management fees. We also provide hourly and project-based consulting.

Do I need a financial planner?

Often, our clients seek our help in understanding their current financial position and take an active approach to make improvements. We do not expect everyone to understand all the technical details of financial planning, but we encourage all clients to be well informed of their own unique situation. We are here to listen, be a personal cheerleader, and make sure that our clients are prepared for the inevitable uncertainty of the future.

What resources do you recommend I use to learn more about investing and personal finance on my own?

Below are some books I would recommend:

Individuals:

If You Can- William Bernstein
The Little Book of Common Sense Investing- Jack Bogle
How a Second Grader Beats Wall Street – Allan Roth
The One-Page Financial Plan- Carl Richards

Business Owners:

Richest man in Babylon- George Clason
The Dip- Seth Godin
E-myth Revisited -Michael Gerber

I live far away, can I still work with you?

Absolutely! My clients are primarily in Maine and California.  If you have an internet connection, I can work with you.

Can you do my taxes and/or bookkeeping?

Absolutely! We are a hybrid financial/accounting firm and can take care of most financial and tax questions. 

What are your qualifications?

I am a CERTIFIED FINANCIAL PLANNER™️ and Accredited Investment Fiduciary®️️. The other half of our practice are Enrolled Agents licensed to practice in front of the IRS.